There is no installation cost, nor are there any ongoing costs, fees, or expenses
charged that will dilute the installment income. Also, there is no cost to the Buyer.

At the close of escrow, the Treasury Bonds are purchased for the specific purpose of securing the
agreed to installment payments. Once purchased, the rate of return will not change.

There are only two easy to complete short-form documents which need to be completed
prior to the close of escrow.

As the substituted obligor for the Buyer, the Assignment Company becomes the owner of
the annuity contract and responsible for the designated schedule of installment payments.
By doing so, the Buyer is relieved of the financial burden and the Seller has financial
security independent of the Buyer. The Assignment Company is a third party company
whose sole purpose is to accept the ownership of structured annuity contracts. It does not
engage in any other risk. The Assignment Company purchases the annuity from a well
known, A+ rated life insurer.

In addition to an annuity contract, the life insurance company issues an irrevocable corporate
promise to pay letter, backing all assigned installment income payments.

Once the required documents are executed, title will transfer to the Buyer at the close of
escrow.

The required funds are WIRED directly to the designated Assignment Company. Security of the funds and the avoidance of any constructive receipt by the Seller is imperative. The closing agent or Escrow Company arranges for the wire transfer to be made at the time of closing. Once the Assignment Company records and processes the transaction, usually within about three business days, it then wires the funds to the assignment company for the purchase of the Treasury Obligations that will fund the assigned income payments.