tax-deferred income from a structured sale

DOWNSIZE YOUR NEXT HOME PURCHASE
WITHOUT HAVING TO REINVEST ALL OF YOUR APPRECIATION

In the past, a homeowner who wanted to downsize their next home purchase had to do so by reinvesting every sale dollar beyond their excludable amount or possibly lose thousands to taxes. In other words, reinvest every dollar or lose the use of those funds forever.

Sooner or later, taxes have to be paid
but When and How is Now up to the Seller!

PAY YOURSELF FIRST~THEN PAY THE TAXES

The only CASH sale that utilizes the Installment method of accounting to defer the recognition of a gain and related taxes for one or more years, conserves capital, and guarantees the scheduled installment payments, doing so without any out-of-pocket or on-going costs, expenses, management fees or reinvestment risk.

Downsize your next home purchase; create an installment schedule of tax-deferred income that’s unaffected by stock market fluctuations.
Seller decides how much cash to keep at the time of sale and how much to defer into the installment sale. Tax is paid only on the installment payments, as and when received by the Seller, in the Seller’s tax year.
Tax-deferred income can begin about a month after closing or anytime within 20 years from closing.
For the Seller who wants safe, predictable, management free income without reinvestment risk.
- Use the additional income for any reason; supplement a pension, long-term health care needs, or pay for extended vacations - enjoy life!
- Finance the housing and care of an elderly relative who can no longer live on their own, with their tax-deferred income!
- Income can be paid for a few years or several years - even for life!
- Installment income payments guaranteed by a well - known, highly rated life insurance company.

The Structured Sale is available in all fifty states and should be considered by any Seller who desires tax-deferral. Even Sellers domiciled in no tax states should consider the many advantages of this unique installment sale program. For more information go to “Review the Program”

DOWNLOAD A BROCHURE

$100,000 Minimum with No Set Maximum!

SALE OF A PRIMARY RESIDENCE EXAMPLES

Example 1: FOR THE RETIRING SELLER

Sale of Existing Home	$1,000,000
Married Exclusion	-$ 500,000	Used to purchase a condo

	$ 500,000	Paid out over time via The Structured Sale!

Monthly income for 15 years: $4,125
Guaranteed Payout: $742,500 +$242,500

The Sellers decide to simplify their lifestyle and by a condo near a golf course. They elect to receive monthly payments for 15 years, with the first payment deferred one year.

Depending upon the individual’s tax situation and payout selected, the annuity gain may offset a large portion, and in some cases, all of the taxes paid; putting more net after-tax dollars in the seller’s pocket, guaranteed.

Example 2: LONG-TIME OWNER

Sale of Existing Home	$1,550,000
Single Exclusion	-$ 250,000	Banked for liquidity
	-$ 625,000	Used to purchase a condo

	$ 675,000	Paid out over time

Monthly income for 15 years: $5,273 with the first payment about one month from closing.
Guaranteed Payout: $949,140 + 274,140

The Seller, a 72 year old widow, elects to receive monthly payments totaling $5,273 payable for 15 years. Having two payment streams, one payable on the first, and the other on the fifteenth of each month, the payments commence one month later. In her Will, she leaves the unpaid balances to her son and daughter.

“Flexibility in design and convenience for the heirs!”

Example 3: ELDERLY RELATIVE

Sale of Existing Home	$775,000
Single Exclusion	-$ 250,000	Banked for liquidity

	$ 525,000	Paid out over time

Monthly income for 10 years: $5,360
Guaranteed Payout: $643,200 + 118,200

An elderly relative, no longer self-reliant, moves into an assisted care facility and uses the Structured Sale to pay for the care. Management free income; financial independence!

Annuity income can be paid, monthly, quarterly, semi-annually or annually. Multiple payment streams are allowed and can vary in amounts, duration and timing.

Annuity values are subject to change without notice and cannot be guaranteed until the actual time of sale. As each situation is different and taxes will vary, please consult with tax and legal advisors prior to making any business decision. 07/2008

REQUEST CONFIDENTIAL
SAMPLE ILLUSTRATION FOR
THE STRUCTURED SALE OF A PRIMARY RESIDENCE

Have a question? Please call:
1-888-480-0067
Andrew Hull

CONTACT INFORMATION:

Date:*

Email Address:*

Property Owner's Legal Name:

State:*

Seller's Name:*

DOB:* Gender:* M F

Spouse's Name:
(Name and DOB of Spouse if joint lifetime* benefits are desired)

DOB: Gender: M F

* Items with an asterisk are mandatory.

ADDITIONAL INFORMATION:

Do you have a buyer?

YES
NO

If YES, escrow closing date:

Would you like payments to begin in about one month from funding?

YES
NO

OR Defer First Payment:

Deferred One Year

OR Specific Date:
(First payment can be deferred up to 20 years)

Do you have any specific future financial needs or goals that you wish to address? If so, please describe:

ESTIMATED AMOUNTS:

Total expected sale amount:*

Net sale amount to be deferred:*
(Used to fund predetermined installment payments)

If you would like us to copy your broker and or accountant, please provide their email addresses:

Business Broker/Agent:

Accountant:

* Unless spouse is also an owner / seller, Joint Lifetime benefits allowed only in community property states. Click here to send your email request.

Allow up to 72 hours for illustration to be prepared.

The information contained in deferthetax.com may not be construed as or relied upon as legal or tax advice. Sellers and Buyers must consult with their tax and or legal advisors prior to closing.